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$289,900
New Listing

523 N Church Avenue
Panama City, FL 32401

For Sale|Single Family Residence|Active
3
Beds
2
Total Baths
2
Full Baths
1,218
SqFt
$238
/SqFt
2026
Built
Subdivision:
Pinecrest Add.
County:
Bay
Listing courtesy of Taylor C White of EXP Realty LLC
Call Now: (850) 296-7204
Is this the listing for you? We can help make it yours.
(850) 296-7204
523 N Church Avenue523 N Church Avenue523 N Church Avenue523 N Church Avenue
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Mortgage Calculator

Monthly Payment (Est.)

$1,323
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Welcome to 523 N Church Avenue, where new construction, modern style, and everyday convenience come together! This brand-new 3-bedroom, 2-bath home offers 1,218 square feet of thoughtfully designed living space in Panama City, Florida. Step inside to an open-concept living area with a raised ceiling, recessed halo lighting, stylish LVP flooring, and ceiling fans throughout. The kitchen is ready to impress with granite countertops, a spacious island, modern backsplash, a pantry, pendant lighting over the island, sleek black finishes, and a full stainless steel appliance package including the refrigerator, range/oven, microwave, dishwasher, and disposal. The primary suite features a walk-in closet, fiberglass walk-in shower, and an oversized single vanity with plenty of cabinet storage. Two nicely sized guest bedrooms offer generous closets and share a spacious bathroom with an oversized vanity and fiberglass tub/shower combination. Outside, the sodded and landscaped yard and open rear patio provide a fresh canvas for relaxing, grilling, or entertaining. Conveniently located near 11th Street, 15th Street, and Business Highway 98, this home offers easy access to shopping, dining, downtown Panama City, and Tyndall Air Force Base. Whether you're a first-time homebuyer, relocating to the area, or searching for an affordable new construction home in Panama City, 523 N Church Avenue is move-in ready and waiting to welcome you home! Buyer to verify measurements and information if important. Professional Photos to come.

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Listing Snapshot
Price 
$289,900
Days On Site 
0 Days
Bedrooms 
3
Inside Area (SqFt) 
1,218 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.19 Acres
Year Built 
2026
MLS® Number 
795605
Status 
Active
Property Tax 
$580.23
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Plans
Friends & Family
Recent Activity
14 hours agoListing first seen on site
14 hours agoListing updated with changes from the MLS®
General Features
Acres 
0.19
Foundation 
Slab
Garage 
Yes
Garage Spaces 
1
Green Energy Efficient 
Appliances
Levels 
One
Number Of Stories 
1
Parking 
Paved
Property Condition 
New Construction
Property Sub Type 
Single Family Residence
Security 
Secured Garage/Parking
Sewer 
Public Sewer
SqFt Total 
1218
Style 
Contemporary
Utilities 
Electricity Available
Zoning 
Resid Single Family
Interior Features
Appliances 
ENERGY STAR Qualified AppliancesElectric OvenElectric RangeElectric Water Heater
Cooling 
Central AirCeiling Fan(s)ENERGY STAR Qualified Equipment
Furnished? 
None
Heating 
CentralElectricENERGY STAR Qualified Equipment
Interior 
Walk-In Closet(s)
Bedroom 
Dimensions - 11 x 10Level - FirstDescription - Buyer to verify if important
PrimaryBedroom 
Dimensions - 12 x 14Level - FirstDescription - Buyer to verify if important
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Exterior Features
Construction Details 
Vinyl SidingFrame
Exterior 
Rain Gutters
Lot Features 
Paved
Patio And Porch 
Patio
Roof 
Shingle
Community Features
MLS Area 
02 - Bay County - Central
Schools
School District
Unknown
Elementary School
Patterson
Middle School
Jinks
High School
Bay
Listing courtesy of Taylor C White of EXP Realty LLC



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-09-19 12:08 PM UTC

Neighborhood & Commute
Source: Walkscore
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