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$399,999
10 Days On Site

656 4th Street
Chipley, FL 32428

For Sale|Single Family Residence|Active
4
Beds
4
Total Baths
3
Full Baths
1
Partial Bath
3,494
SqFt
$114
/SqFt
1930
Built
Subdivision:
[No Recorded Subdiv]
County:
Washington
Listing courtesy of Seamus J O'neill of SOUTHERN WAY REALTY, INC.
Call Now: (850) 296-7204
Is this the listing for you? We can help make it yours.
(850) 296-7204
656 4th Street656 4th Street656 4th Street656 4th Street
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Monthly Payment (Est.)

$1,825
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Step into timeless character with thoughtful modern updates in this well-maintained historic home, now ready for its next chapter. Offering over 3,400 sq ft, this 4-bedroom, 3.5 bath residence blends classic charm with recent improvements throughout. Inside, you'll find a formal dining room and a spacious family room with a wood-burning fireplace that flows seamlessly into the breakfast nook and updated kitchen that boast new quartz countertops, updated appliances, and a Wi-Fi capable oven, making it both stylish and functional. Just off the kitchen, a newly added butler's pantry provides additional prep space and storage--perfect for entertaining. Fresh paint and tasteful wallpaper add character and warmth throughout the home.The main level features a generously sized primary suite complete with an ensuite bath and walk-in closet. Upstairs offers two large guest bedrooms, full bath, and plenty of storage space. Additional upgrades include three new A/C units, new hot water heaters, and blown-in insulation for improved efficiency and comfort. An attached apartment with private exterior access is a blank canvas ready for your vision, with plumbing and electrical already in place to easily add a kitchen, along with space for a living area, bedroom, and full bath. Above, a 28x19 bonus room offers even more flexibility for use. The home is located in the heart of Chipley and within walking distance of restaurants, banks, and shops.

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Listing Snapshot
Price 
$399,999
Days On Site 
10 Days
Bedrooms 
4
Inside Area (SqFt) 
3,494 sqft
Total Baths 
4
Full Baths 
3
Partial Baths 
1
Lot Size 
0.28 Acres
Year Built 
1930
MLS® Number 
788906
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 weeks agoListing first seen on site
2 weeks agoListing updated with changes from the MLS®
General Features
Acres 
0.28
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
3494
Style 
Other
Interior Features
Appliances 
Electric CooktopElectric Oven
Cooling 
Central AirMulti Units
Fireplace 
Yes
Furnished? 
None
Heating 
CentralFireplace(s)
Bedroom 
Dimensions - 14.2 x 21.3Level - Second
Bonus Room 
Dimensions - 18.6 x 27.3Level - Second
Dining Room 
Dimensions - 13.5 x 11.7
Family Room 
Dimensions - 16.3 x 13
Living Room 
Dimensions - 13.5 x 22.8
PrimaryBedroom 
Dimensions - 21.5 x 23Level - First
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Exterior Features
Construction Details 
Brick
Fencing 
Fenced
Lot Features 
Paved
Patio And Porch 
CoveredPorch
Roof 
CompositionShingle
Community Features
MLS Area 
10 - Washington County
Listing courtesy of Seamus J O'neill of SOUTHERN WAY REALTY, INC.



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-05-06 12:15 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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