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$949,999
11 Days On Site

7428 Thomas Drive
Panama City, FL 32408

For Sale|Residential|Active
4
Beds
4
Total Baths
3
Full Baths
1
Partial Bath
2,375
SqFt
$400
/SqFt
2005
Built
Subdivision:
Holiday Beach Unit 16
County:
Bay
Listing courtesy of Dennis M Dunnigan of Coastal Choice Realty LLC
Call Now: (850) 296-7204
Is this the listing for you? We can help make it yours.
(850) 296-7204
7428 Thomas Drive7428 Thomas Drive7428 Thomas Drive7428 Thomas Drive
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Mortgage Calculator

Monthly Payment (Est.)

$4,334
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Just Steps from the Beach! This property is across Thomas Drive from Rick Seltzer Park, one of the nicest public beach accesses in Panama City beach. Enjoy 170 feet of dedicated, pristine beaches with emerald waters. This park has 1 of only 3 lifeguard stands on the beach, public showers, and tons of excess parking. This is just out your front door and across the street. Having the park there also avails this home to special water views! Turnkey Investment Opportunity or Dream Beach Getaway - Fully Furnished with Breathtaking Gulf Views! Welcome to your slice of paradise! This magnificent 3-bedroom, 3.5-bath, 2,375 sq ft coastal retreat is the ultimate blend of style, comfort, and income potential. With over $50,000 in upgrades completed in the past couple years, including brand-new composite decking and a new roof section beneath it, this home is 100% move-in ready. Whether you're looking for a personal vacation oasis, full-time beachside living, or a high-performing Airbnb investment, this property checks every box. Rental Income Potential: This home generated over $100,000 in rental income in 2021 and 2022 under the previous owner. The current owners use it primarily for personal use, but the earning potential remains strong in this prime location. Highlights You'll Love: • Sold fully furnished - ready to rent or enjoy immediately • Direct Gulf views from multiple levels and a massive 25' x 18' rooftop observation deck • Heated saltwater pool in a private fenced backyard - perfect for entertaining year-round • Spacious living room with 10' ceilings, tile floors, crown molding, fireplace, and abundant natural light • Gourmet kitchen with stainless-steel appliances, granite countertops, wood cabinetry, breakfast bar, and walk-in pantry • Second-floor loft with built-ins, additional suite, and large bedroom with luxury en suite (jetted tub, walk-in shower, dual sinks) • Third-floor entertainment suite with vaulted ceilings, wet bar, sleeper sofa, and custom-built Queen bunkbeds (USB ports & marine lighting) Additional Features: • Sleeps 18-20 guests comfortably • Parking for at least 4 vehicles • Laundry room with washer and dryer • Navien gas tankless water heater • Wi-Fi-controlled Circupool salt generator • Hayward 2500 pool heater and sand filter • Aluminum hurricane shutters for added peace of mind Don't miss this rare opportunity to own a fully upgraded beach home in one of the most desirable locations on the Gulf Coast. Schedule your private showing today and experience the ultimate in coastal living and investment potential.

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Listing Snapshot
Price 
$949,999
Days On Site 
11 Days
Bedrooms 
4
Inside Area (SqFt) 
2,375 sqft
Total Baths 
4
Full Baths 
3
Partial Baths 
1
Lot Size 
0.07 Acres
Year Built 
2005
MLS® Number 
784109
Status 
Active
Property Tax 
$7,589
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
2 weeks agoListing first seen on site
2 weeks agoListing updated with changes from the MLS®
General Features
Acres 
0.07
Levels 
Three Or More
Number Of Stories 
3
Parking 
Gravel
Sewer 
Public Sewer
SqFt Total 
2375
Style 
Coastal
Utilities 
Electricity Available
Zoning 
County
Interior Features
Appliances 
Electric OvenElectric RangeTankless Water Heater
Cooling 
Central AirCeiling Fan(s)
Fireplace 
Yes
Fireplace Features 
Gas
Furnished? 
All Units
Heating 
CentralElectricFireplace(s)
Interior 
Smart Thermostat
Window Features 
Double Pane Windows
Bedroom 
Dimensions - 17 x 12Level - Second
Dining Room 
Dimensions - 13 x 7Level - First
Great Room 
Dimensions - 25 x 18Level - Third
Kitchen 
Dimensions - 13 x 11Level - First
Living Room 
Dimensions - 18 x 13Level - First
Other 
Dimensions - 23 x 18Level - Third
PrimaryBathroom 
Dimensions - 14 x 9Level - Second
PrimaryBedroom 
Dimensions - 16 x 14Level - Second
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Exterior Features
Construction Details 
HardiPlank Type
Exterior 
Balcony
Fencing 
FencedPrivacy
Lot Features 
PavedWaterfront
Patio And Porch 
DeckPatioCoveredPorch
Pool Features 
FencedGuniteGas HeatIn GroundSalt WaterPrivate
Private Pool 
Yes
View 
Water
Waterfront 
Yes
Waterview 
Water
Windows/Doors 
Double Pane Windows
Community Features
MLS Area 
03 - Bay County - Beach
Schools
School District
Unknown
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Listing courtesy of Dennis M Dunnigan of Coastal Choice Realty LLC



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-02-04 01:27 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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